SETTLEMENT PRODUCT // 2026
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FINANCIAL PRODUCT - MINISTRY OF ECONOMY

Net settlement for multi-party debt. Fewer payments, full traceability.

Netting software for programs where many companies owe money to each other.

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NETTING ENGINE
TRACEABLE FLOWS
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Product overview

Reduce payments without losing traceability.

The platform reads receivables and debts, finds compensation cycles and shows the remaining amounts that must be paid.

That means fewer payments, less friction and a process that is easy to review.

Multilateral nettingCycle detectionGraph algorithmsSettlement engineAudit trailWorking capital relief
Ministry of Economy Implemented for the Ministry of Economy
See the public sector portfolio
02 Product logic

How the engine cuts payment load across
many participants.

This simplified example shows how the product turns a denser obligation network into a smaller, easier-to-settle result.

sicod.netting - multilateral compensation engine
DIAGRAM sicod.compensare // multilateral debt netting GROSS — BILATERAL DEBTS 600k 500k 400k 450k 350k 300k A B C D Σ 2,600,000 lei 6 bilateral payments SICOD cycle detection + netting NET — SICOD SETTLEMENT −500k −200k +450k +250k NET POOL settlement A B C D Σ 700,000 lei 4 net payments −73% cash settled vs. gross
Netting engine example Illustrative sample: six bilateral obligations worth 2.6 million lei collapse into four net settlements worth 700 thousand lei once the product identifies the compensation cycles.
−73%
Cash settled
vs. gross sample
2.6M lei
Gross debt netted
in the sample
Real-time
Compensation cycle
detection
100%
Debt and receivable
traceability

Need settlement software that cuts payment load
and stays traceable?

We can adapt it for compensation, settlement and compliance-heavy workflows.

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